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Elective Care Finance

We Pick Up Where Other Finance Companies Leave Off

Serve more patients – even those with credit challenges.
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Generate More Revenue

Traditional patient finance companies deny about 50% of all credit applications for elective care procedures. This has meant having to turn patients away. Until now.

Below are the Elective Care markets we serve:
  • Audiology
  • Cosmetic Surgery
  • Dental & Orthodontic
  • Hair Replacement
  • LASIK & Vision
  • Medical Spas

Get More Patients

We pick up where other finance companies leave off, with a payment management solution that allows more patients to say ‘yes’ to treatment – even those with credit challenges.

Instant Decision

PrimaHealth Credit’s proprietary credit analytics engine instantly assesses a patient’s ability to pay, and if approved, presents them with affordable monthly payment options.

Payment Management

We manage all payment servicing and accounts receivable, so you don’t have to, and payments are submitted to you as they are collected. Our payment platform enables you to professionalize an existing in-house patient finance program or to implement a new one.

Simple to Use

Patients use a simple mobile application, receive instant credit decisions, and if approved, can select from several payment options. With high approval rates, low fees, and an easy-to-use online platform, PrimaHealth Credit fits perfectly into any practice.
Elective Care Finance

Affordable Payment Options

PrimaHealth Credit, in participation with providers, offers patients – even those with credit challenges – a convenient way to pay for healthcare expenses.

Financing plans are available at rates between 0.00% and 24.99% APR, based on an applicant’s credit. Providers may elect to require a down payment or a deposit. Equal monthly payments will pay the remaining balance over the repayment term the borrower has chosen. Financing plans are available for amounts from $300 to $24,000.
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Provider Benefits

Generate More Revenue
Better monetize existing patient flow by offering affordable monthly payments to sub-prime patients.
Reduce Risk
Proprietary credit analytics engine helps assess a patient’s ability to pay.
Improve Collectability
The payment obligation is to a finance company, which increases the patient’s propensity to pay.
Reduce A/R and Administrative Costs
We manage payment servicing, accounts receivable, and credit reporting.
Low Provider Fees Improves Margin
Add more money to the bottom line.
Real-Time Reports
Detailed online reports are available to provide a complete view into payments, receivables, and other portfolio details. All reports are downloadable in Excel.

Serve more patients

Smarter, simpler, and more transparent.

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© PrimaHealth Credit 2021. All rights reserved.
Plan availability is subject to credit approval and provider participation. All offers are subject to applicable law and are available only to U.S. residents in states where PrimaHealth Credit offers financing. The provider will determine the amount of any deposit or downpayment. Financing will be either a loan directly from PrimaHealth Credit or a retail installment sales contract between the patient and the provider, which will be assigned to PrimaHealth Credit.